Travel insurance. Cancer sufferers lose out
Author: Emma Mayo
It might be predicted that it would be hard to get life or private
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Its survey found that 9 out of 10 people suffering from cancer { loans } found it either difficult or impossible to get travel insurance, and 7 out of 10 people found the experience of trying to get travel insurance distressing. This didn't just apply to people suffering from cancer at the time of application, but also people that had been diagnosed in the past and were now cancer-free.
7 out of the 10 people surveyed were completely fit to travel, but they were still quoted very high premiums if they were not rejected at the offset. { life assurance } As a consequence, one in 20 of the people surveyed decided to travel without getting insured first - not a recommended action. However, the other option is not ideal either, as one in 10 people cancelled a trip because they were not able to get travel insurance.
Some travel insurance companies will not even consider people that have suffered from cancer, basically putting a blanket ban on the whole matter. Other will insure, but at vastly inflated prices. Considering that travel insurance covers a whole host of potential situations such as lost or stolen items and flight cancellations, it seems very unfair to force cancer sufferers into this difficult position.
The Association of British Insurers (ABI) has pointed out that travel insurance is available for cancer sufferers, although perhaps not with the mainstream, cheaper companies. The Cancer Research website directs people towards insurers that specialise in these areas, companies like Medi Travelcover and Free Spirit. They may specialise, but they're not cheap, as this example shows: a 48 year old woman who has suffered from breast cancer within the 5 years previous to making the application would be charged £248.70 with Free Spirit for 17 days worldwide cover. Compare that to a woman of the same age with no medical issues and the premiums fall to just £20 for a cheap policy.